ManuScript Details
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Paper Id:
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IJCIRAS1540
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Title:
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THE MEDIATING EFFECT OF TECHNOLOGY COMPETENCY IN THE INTENTION TO ADOPT FINTECH BY MICROFINANCE BUSINESSES IN YEMEN
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| Published in: |
International Journal Of Creative and Innovative Research In All Studies |
| Publisher: |
IJCIRAS |
| ISSN: |
2581-5334 |
| Volume / Issue: |
Volume 2 Issue 10 |
| Pages: |
9
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| Published On: |
3/30/2020 10:41:50 PM (MM/dd/yyyy) |
| PDF Url: |
http://www.ijciras.com/PublishedPaper/IJCIRAS1540.pdf |
Main Author Details
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Name:
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Al-Harath Abdulaziz Ateik |
| Institute: |
Al-Madinah International University |
Co - Author Details
| Author Name |
Author Institute |
| Barjoyai Bin Bardai |
Al-Madinah International University |
| Mohammad Mahmoud Alzubi |
Al-Madinah International University |
Abstract
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Research Area:
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Commerce |
| KeyWord: |
Service Quality, Trust, Costs, Technology competency, Technology Acceptance Model (TAM). |
| Abstract: |
This study proposed model that facilitate the understanding of how certain factors can affect the level of usage of FinTech services in Yemen. The main objective of this study is to gauge the possible antecedents of FinTech services usage by working on a new model based on TAMS as well as to answer the research questions posed. This study applies a quantitative research methodology, which includes a numerical measurement and analysis of the factors which influence acceptance. In this study, a survey questionnaire which involved 384 respondents were used to aggregate the results. The investigation seeks to identify whether the variables – namely FinTech Adoption by microfinance business (FA), Perceived Ease of Use (PEoU), Perceived Usefulness (PU), Service Quality (SQ), Trust (T), and Costs (C), mediating Technology Competency (TC) are positively related to the usage behavior of FinTech services. The study also found that Technology Competency (TC) positively mediate relationship between the above factor and the usage behavior of FinTech services. This study generates better understanding to the owners about the factors impacting the use of FinTech services and the factors that determine the adoption of FinTech services. In this study, the addition of new factors – Trust, Costs and service quality were deemed effective for the expansion of TAM. |
Citations
Copy and paste a formatted citation or use one of the links to import into a bibliography manager and reference.
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IEEE
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Al-Harath Abdulaziz Ateik, Barjoyai Bin Bardai, Mohammad Mahmoud Alzubi, "THE MEDIATING EFFECT OF TECHNOLOGY COMPETENCY IN THE INTENTION TO ADOPT FINTECH BY MICROFINANCE BUSINESSES IN YEMEN", International Journal Of Creative and Innovative Research In All Studies,
vol. 2, no. 10, pp. 11-19, 2020.
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MLA
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Al-Harath Abdulaziz Ateik, Barjoyai Bin Bardai, Mohammad Mahmoud Alzubi "THE MEDIATING EFFECT OF TECHNOLOGY COMPETENCY IN THE INTENTION TO ADOPT FINTECH BY MICROFINANCE BUSINESSES IN YEMEN." International Journal Of Creative and Innovative Research In All Studies,
vol 2, no. 10, 2020, pp. 11-19.
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APA
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Al-Harath Abdulaziz Ateik, Barjoyai Bin Bardai, Mohammad Mahmoud Alzubi (2020). THE MEDIATING EFFECT OF TECHNOLOGY COMPETENCY IN THE INTENTION TO ADOPT FINTECH BY MICROFINANCE BUSINESSES IN YEMEN. International Journal Of Creative and Innovative Research In All Studies,
2(10), 11-19.
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THE MEDIATING EFFECT OF TECHNOLOGY COMPETENCY IN THE INTENTION TO ADOPT FINTECH BY MICROFINANCE BUSINESSES IN YEMEN
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